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Article originally posted on www.insuranceneighbor.com(opens in new tab)
When spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home.
Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect your roof, perform any minor repairs, and remove any moss or lichen that has gained a foothold. A qualified inspector will also check for any leaks, check attic ventilation, the condition of the roof decking, and any loose, buckled, missing, or cracked shingles that could lead to a leak. If you have skylights, they need to be checked, along with the flashing and mortar around the chimney and the chimney cap.
After a long winter, your gutters can be filled with debris that must be removed. The downspouts should be cleaned out to ensure the water flows freely in a rainstorm. If you have leafy trees or evergreens, the gutters have accumulated debris that must be removed. If any seams or end caps in the gutters are damaged, they should be repaired. If the gutter system is clogged or needs repair, the water can affect the walls and foundation of your home. Ensure the gutters are in good working order to protect the integrity of your home.
Change HVAC Filters
Your heating system has been working day and night to keep your home warm, and the filters have collected the dust and dirt in the air. With new, clean filters, your air conditioning and heating system function much better, saving you on your energy bills – and you will enjoy cleaner, fresher, indoor air.
Window Screen Cleaning and Repair
Your window screens will last longer with regular maintenance. Remove the screens and clean them with vinegar and a scrub brush, or a commercial cleaning product to restore them to a sparkling, fresh appearance. If you are unable to remove the screens, pressure washing or vacuuming with a shop vacuum can remove excess dust, pollen, spider webs, and dirt. Check the seals around your windows and repair any cracks or missing seals.
We look forward to the warmth of summer and rely on our air conditioning systems to keep our homes comfortably cool. Your A/C system should be serviced before summer arrives. Any minor repairs can be performed by an HVAC technician, which helps keep your system at peak performance. If the A/C system is 15 to 20 years old, spring may be the right time to invest in an energy-efficient system that will work better, and cost less to run.
What Can Personal Insurance Do for Me?
Personal insurance policies serve an essential purpose, covering an individual against losses associated with a death, injury, or property damage to another person on your property. As part of preparing for spring, have your coverage evaluated to ensure you have the right protections in place. With personal liability insurance, you could avoid the serious financial losses associated with a claim or lawsuit, up to your policy limits. If a guest or visitor to your home is injured and you are held liable, personal insurance is a lifesaver. You can find out more about personal insurance from one of our local agents. We can review your current insurance policies and help you find the best rates and the best coverage available.Filed Under: Personal Insurance | Tagged With: Homeowners Insurance, Personal Insurance