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About Us

At High & Rubish Insurance Agency, our priority is to give our customers insurance options in order to protect what matters most in life. An independent agent has several companies that he or she can approach to get you the insurance options to suit your exact situation.

No matter your insurance needs, we can help you find a policy without breaking the bank. Contact us for a quote today!

An Independent Advantage

We are Independent Agents in Chapel Hill, North Carolina, free to choose the best carrier for your insurance needs. We represent a variety of insurance companies to help you find coverage options that fit your needs. When you experience a loss, we value customer service and are here to answer your questions. High & Rubish Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you better coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs.

An independent agent has several companies that he or she can approach to obtain coverage at a competitive price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who is able to help you properly assess the risks you face and assist with an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

Best of the best


5 Stars!

Anya L

5 Stars!

Samantha M

Actual customer service

Edouard D

...served me with the utmost care and insurance wisdom.

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